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Title Insurance Explained Visually

http://bucket.wistia.com/medias/qxklii8wbs?embedType=async&videoFoam=true&videoWidth=640 What is title insurance and why should any buyer get it when purchasing a home (single family, townhouse, condo, apartment, or whatever format your home purchase takes)?...

What Can I Expect To Happen On Closing Day?

http://bucket.wistia.com/medias/0wemvltqos?embedType=async&videoFoam=true&videoWidth=640 While this video simplifies things to help you remember: you'll present your paid homeowner's insurance policy or a binder and receipt showing that the premium has been...

What Is The Debt-To-Income Ratio (DTI)?

http://bucket.wistia.com/medias/ord30zrgea?embedType=async&videoFoam=true&videoWidth=640 Measuring your existing debts against your existing income is one part of a lender’s required assessment of your ability to repay a loan. Like the video says:  debts are...

What Does Ability To Repay Mean?

http://bucket.wistia.com/medias/eoslc0w9i1?embedType=async&videoFoam=true&videoWidth=640 What are the “Ability to repay” rules about? In a nutshell, as this video shows, new laws require lenders to make a good-faith assessment of a borrower’s capacity to pay...

What Is A Qualified Mortgage?

http://bucket.wistia.com/medias/fmztgs1cq1?embedType=async&videoFoam=true&videoWidth=640 As this video explains,  Federal laws put into effect in 2014 and  supervised by the Consumer Financial Protection Bureau define lending practices and loan terms for a new...

What Is A Rate Lock?

http://bucket.wistia.com/medias/uwy2lchk69?embedType=async&videoFoam=true&videoWidth=640 Mortgage rates change constantly through an unpredictable combination of government policies and economic conditions. This video explains the common term 'rate lock.' A...

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